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Company History
T & T Benefits Administration, Inc., has been providing third party administration services since 1998. Our President Natalie Torres QPA, QKA has been a pension administrator of all types of qualified plans ( 401(k), 412(i), money purchase, profit sharing, target benefit, 403(b), defined benefit and new comparability plans) for over 22 years. She has a Bachelor of Science in Mathematics with a specialization in Computer Science and has two professional designations (QPA- Qualified Pension Administrator, QKA- Qualified 401(K) Administrator) from the American Society of Pension Professionals & Actuaries (ASPPA). Our Vice President Harry Torres has completed the Pension Administrators course under ASPPA and is responsible for all new plan proposal designs and legal documents. Our staff is required to pursue Certification Requirements under the ASPPA programs. T & T Benefits Administration, Inc services include preparation of plan documents and submission to the Internal Revenue Service for a determination letter, all discrimination testing to keep the plan in compliance with current regulations, annual government filings to include 5500 and 5300 series, plan termination submissions to both the Internal Revenue Service and the Pension Benefit Guaranty Corporation, handling IRS audits on behalf of the plan and assisting plans in the day-to-day responsibilities of a plan administrator (Loans, termination’s, contribution allocations, etc.). We are the Authorized 412(I) TPA for MassMutual. We are also currently registered and working with John Hancock, Lafayette Life, Guardian, American National, Penn-Mutual, Lincoln Financial Group. We also work with CPAs, Attorneys, and banking industries like Wachovia Bank.
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